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Alpharetta Mortgage Company Broker, Dan McKenzie Blogs

Georgia Homestead Exemption Decoded

Hi Dan, Are you a homeowner in the State of Georgia? Do you know the status of your property tax exemptions? You may be entitled to more property tax […]Read More »

Saving Money on Your Mortgage by terminating your PMI – Private Mortgage Insurance

When you purchase a home with less than 20% down you most likely are paying Private Mortgage Insurance or PMI. This is not to be confused with Home […]Read More »

Fees You Want to Know About When Buying a Home

On Top of the Home Purchase Price, Homebuyers Need to Budget for Common Fees Title Search – Make sure you own this title free and clear, in the […]Read More »

Trends to Consider When Buying a New Home

  Looking to buy a new home? Chances are you fall into several categories. Professionals preferring a home needing little or no work Creatives wanting to invest sweat […]Read More »

How the Current Population Finds their Mortgage Lender

The following article contains a compilation of mortgage statistics from the Zillow Group Report. Mystery solved! Those in the housing industry, (Realtors and Mortgage Brokers), like to contemplate […]Read More »

Lunch & Learn about Pre-Qualifications vs. Pre-Approvals

  Join us for a Lunch & Learn about Pre-Qualifications vs. Pre-Approvals. We will cover points on: Basic Pre-Qualifications Pre-Qualifications with Credit Pulls Pre-Qualifications with Credit Pulls and Support Documenation […]Read More »

Managing Elderly Care - FREE Webinar

Managing Elderly Care – Webinar Chuck Grennor Owner of Rebecca Manor Senior Living & Carly’s Angels Senior Care Options Mortgages Services Invites you to a FREE Webinar Managing […]Read More »

FREE Webinar - Managing Elderly Care

Options Mortgages Services Invites you to a FREE Webinar Managing Elderly Care Presented by Chuck Grennor, Owner of Rebecca Manor Senior Living and Carly’s Angels Senior Care There […]Read More »

What's Your Track? Steps of the Mortgage Loan Process

Follow your progress and anticipate the steps to come!Read More »

June 1st Video Message from Dan

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Keep Your Cool and So Will Your Clients?

I was eating outdoors with a friend not too long ago and a bee came flying around our food.  He jumped up, jerked his Braves baseball cap off, […]Read More »

PreQualification or PreApproval, What is the Difference?

So, We just completed a CE class entitled, “Avoiding Pitfalls and Ensuring Your Deals Get Done” . While we went into detail about mortgage underwriting guidelines, Credit issues and […]Read More »

13 Things Mentally Strong People Don’t Do..

A very Successful Friend and Mentor shared this with me once. It reminded me that it is not always what you DO, but what you DON’T DO that […]Read More »

So, What is the Effect of the Federal Reserve's Press Release on Interest Rates March 15, 2017?

The rise in the Federal Funds Rate is causing Long Term Mortgage Rates to get Better! Below in Blue is what the FED press release said, and the […]Read More »

How do we get a Construction to Perm Loan?

We have decided to build a home. How do we get a Construction to Perm Loan? The great thing about building a home is you can control what […]Read More »

When in my Career should I move out and purchase my 1st home?

This was, Mathew a 16 year old  friend of my daughter’s, questions to me this week.  Of course, I told him I was writing my weekly blog and […]Read More »

10 Mortgage Terms a First-time Homebuyer Should Know

There is a lot to learn when it comes to home mortgages, especially if you are a first time homebuyer. Certain mortgage terms you may come across during […]Read More »

2 Things I Learned from Pat Arzet

Pat Arzet is one of my Realtor Referral Partners on The King Team with Atlanta Community Properties.  She is a Georgia Native, and has been in the Atlanta […]Read More »

Spring in January!

Hope you and your family are enjoying this spring in January! The mortgage industry and housing market is alive and well! Sincerely, Dan McKenzie Managing Partner Options Mortgage Services […]Read More »

Why Large Deposits Can Kill your Home Loan Mortgage Application

What is a Large Deposit? On a Conventional Loan a Large Deposit is defined as –  a single deposit that exceeds 50% of the total monthly qualifying income […]Read More »

What are Some of the Myths that 1st Time Homebuyers Buy Into?

35% of home loans in 2016 were to First Time Homebuyers.   That being said, I wanted to go over some of the Myths I see First Time […]Read More »

What Mistakes do 1st Time Home Buyers Commonly Make?

35% of home loans in 2016 were to First Time Homebuyers.  That being said, I wanted to go over some of the mistakes that I see these buyers […]Read More »

How About Some Good Ole Fashion Statistics from the REALTORS® CONFIDENCE INDEX SURVEY Report on the November 2016 Survey

The REALTORS® Confidence Index ( RCI) report provides monthly information about real estate market conditions and expectations, buyer/seller traffic, price trends, buyers’ characteristics, and issues affecting real estate transactions based on a […]Read More »

Happy Holidays!

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Thought I would have some fun on this week before Christmas. Enjoy!

 ‘Twas the Night Before Closing (don’t read if all your transactions go smoothly) Twas an hour before closing and the agents were tense, To close Christmas Eve just […]Read More »

New Loan Limits and Other Mortgage Change Stuff

Effective January 1, 2017, here are some good changes occurring in the mortgage world: DU Validation Service – You have all heard me talk about AUS(Automated Underwriting Systems).  […]Read More »

How do we really qualify a Self Employed Borrower?

One of the Keystones to qualifying a home buyer for a Mortgage is proving Income.  I received a  call from one of my realtor referral partners this week […]Read More »

What is this Tax Transcript / 4506T thing I keep hearing lenders talk about?

In this weeks Blog, I am going to answer that question for you.  On every mortgage loan that we do, the lenders require we complete and order a […]Read More »

Identity Theft in Georgia

  Identity Theft In Georgia Check out these links with regard to Identity Theft Services: Shopping for Identity Theft Services Annual Free Credit Report Identity Theft: What to […]Read More »

95% Jumbo Loan Now Available

Yes it is true Virginia.  There is a Santa Clause.  We now have a 95% Jumbo loan available.  Here are the basics: 1. Only 5% down 2. Minimum […]Read More »

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