Hi Dan, Are you a homeowner in the State of Georgia? Do you know the status of your property tax exemptions? You may be entitled to more property tax […]
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When you purchase a home with less than 20% down you most likely are paying Private Mortgage Insurance or PMI. This is not to be confused with Home […]
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On Top of the Home Purchase Price, Homebuyers Need to Budget for Common Fees Title Search – Make sure you own this title free and clear, in the […]
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Looking to buy a new home? Chances are you fall into several categories. Professionals preferring a home needing little or no work Creatives wanting to invest sweat […]
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The following article contains a compilation of mortgage statistics from the Zillow Group Report. Mystery solved! Those in the housing industry, (Realtors and Mortgage Brokers), like to contemplate […]
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Join us for a Lunch & Learn about Pre-Qualifications vs. Pre-Approvals. We will cover points on: Basic Pre-Qualifications Pre-Qualifications with Credit Pulls Pre-Qualifications with Credit Pulls and Support Documenation […]
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Managing Elderly Care – Webinar Chuck Grennor Owner of Rebecca Manor Senior Living & Carly’s Angels Senior Care Options Mortgages Services Invites you to a FREE Webinar Managing […]
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Options Mortgages Services Invites you to a FREE Webinar Managing Elderly Care Presented by Chuck Grennor, Owner of Rebecca Manor Senior Living and Carly’s Angels Senior Care There […]
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Follow your progress and anticipate the steps to come!
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I was eating outdoors with a friend not too long ago and a bee came flying around our food. He jumped up, jerked his Braves baseball cap off, […]
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So, We just completed a CE class entitled, “Avoiding Pitfalls and Ensuring Your Deals Get Done” . While we went into detail about mortgage underwriting guidelines, Credit issues and […]
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A very Successful Friend and Mentor shared this with me once. It reminded me that it is not always what you DO, but what you DON’T DO that […]
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The rise in the Federal Funds Rate is causing Long Term Mortgage Rates to get Better! Below in Blue is what the FED press release said, and the […]
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We have decided to build a home. How do we get a Construction to Perm Loan? The great thing about building a home is you can control what […]
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This was, Mathew a 16 year old friend of my daughter’s, questions to me this week. Of course, I told him I was writing my weekly blog and […]
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There is a lot to learn when it comes to home mortgages, especially if you are a first time homebuyer. Certain mortgage terms you may come across during […]
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Pat Arzet is one of my Realtor Referral Partners on The King Team with Atlanta Community Properties. She is a Georgia Native, and has been in the Atlanta […]
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Hope you and your family are enjoying this spring in January! The mortgage industry and housing market is alive and well! Sincerely, Dan McKenzie Managing Partner Options Mortgage Services […]
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What is a Large Deposit? On a Conventional Loan a Large Deposit is defined as – a single deposit that exceeds 50% of the total monthly qualifying income […]
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35% of home loans in 2016 were to First Time Homebuyers. That being said, I wanted to go over some of the Myths I see First Time […]
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35% of home loans in 2016 were to First Time Homebuyers. That being said, I wanted to go over some of the mistakes that I see these buyers […]
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The REALTORS® Confidence Index ( RCI) report provides monthly information about real estate market conditions and expectations, buyer/seller traffic, price trends, buyers’ characteristics, and issues affecting real estate transactions based on a […]
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‘Twas the Night Before Closing (don’t read if all your transactions go smoothly) Twas an hour before closing and the agents were tense, To close Christmas Eve just […]
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Effective January 1, 2017, here are some good changes occurring in the mortgage world: DU Validation Service – You have all heard me talk about AUS(Automated Underwriting Systems). […]
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One of the Keystones to qualifying a home buyer for a Mortgage is proving Income. I received a call from one of my realtor referral partners this week […]
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In this weeks Blog, I am going to answer that question for you. On every mortgage loan that we do, the lenders require we complete and order a […]
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Identity Theft In Georgia Check out these links with regard to Identity Theft Services: Shopping for Identity Theft Services Identitytheft.ga.gov Annual Free Credit Report Identity Theft: What to […]
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Yes it is true Virginia. There is a Santa Clause. We now have a 95% Jumbo loan available. Here are the basics: 1. Only 5% down 2. Minimum […]
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